The Seven Words You Can't Say in a Fed Meeting...
...We as a nation have a similar tendency –- although not with Carlin's skill, nor with his deft tenacity -- to undermine and belittle the one not in alignment with the group.  And our unwillingness to admit that we have a financial system that is not only out of balance and lopsided but has not kept pace with the fast track of the last decade, has blinded many of us to the reality at hand.  I’d love to hear Carlin’s take on the “seven words you can’t say in a Fed meeting”...  (July '08)

It’s Bond….T-Bond
I can’t say bonds and interest rates are even close to, or as interesting as, making a top-notch James Bond motion picture… but I can say long-term Treasury bonds are a great benchmark for predicting where secondary market rates might be headed. Bonds move up and down based on market-anticipated information that comes to us by way of government leading indicators. These reports, which I’ll share later, tell us how our month and quarter compare to given “market expectations”... (June '08)

Your Number Is Up!
Have you ever heard the phrase “You don’t want to be just a number?”  Well, guess what?  Now you are.  Officially – as of March 31, 2008 – all major banks and financial institutions have gone to a form of mortgage pricing based solely on credit scores… a system adopted and formed by the country’s two largest sources of mortgage money: Fannie Mae & Freddie Mac...  (May '08)

Sailing on Uncharted Waters – It’s All About Risk Levels
As an avid boater and sailor for 30+ years, safety and proper navigation has always been tops on my list.  It takes only one mistake or miscalculation and your asset – in this case your boat – is suddenly at serious risk.  The same holds true even when not under sail; It’s the risk percentage that we are all worried about...  (April '08)